Make Your Home Buying an Easy Effortless Process

By Christopher Seder

Congratulations on deciding to purchase a house.  Buying a house is one of the most important journeys of your life.  Everyone dreams of one day owning a home, it’s the American dream to own a nice home where you can raise your family.  If you are new to buying a house then this is for you.  Educating yourself about the home buying process is very important and you have come to the right place.   You are about to learn the steps that go into buying a house.

Step 1: List out What Your are looking for In a Home

It’s very important that you sit down and list out what your goals for a home are.  You need to list out what you are looking for, what features you want, and neighborhood and so on.  Having a good base to start from is very important.  If you have to have an entertainment room then put that on your list.  I would also divide your list up with must haves, and want to have.  Something like a hot tub might be on the want to have section.  You do not need it but it would be a good bonus to have.

Step 2: Know What You Can Afford

The next step is to really figure out your finances.  You need to pull your credit report and make sure everything looks right.  If there are errors on your report then make sure you get them fixed immediately.   If you credit is not where it should be, you usually need a credit score somewhere in the mid 600’s to get a loan these days.  Then Get some kid of credit repair program in place. Click Here For The 57 Day Credit challenge.

Also you should gather all your financial statements for the last year or so and all your bills.  Put them together and really figure out what you think you can afford.  You will also need these for the next step.

Step 3: Find the Right Loan/ Mortgage Company to Work With

When looking for the right loan company and loan you need to do a little research.  Looks up different types of loans and learn about them.  You also need to be determining the price range you can afford.  You can do this with mortgage calculators that will give how much you can afford or a Mortgage company can help you figure this out.

That brings us to finding a good mortgage company.  Just do some research, ask friend who they use for their mortgage company.  And find a company that can give you the lowest interest rate. Once you have sat down with your mortgage broker and figured out what your price range is then you will need to get a pre-approval letter.  This just shows what the lenders thinks they can lend you and that stuff.

Step 4: Find the Right Realtor to Help You

Finding the right realtor is very important. They can make your home buying experience a smooth ride.  Just do some research, Google realtors and ask friends who they would recommend.  It all comes down to someone you trust and feel comfortable working with.

Step 5: Find Your Home

With the Help of your super start realtor finding your home should be no problem.  Take that list of must haves you made in step 1 and discuss them with your realtor.  Sit down with him and go over all the houses that are for sale that meet your criteria.   When you have this done map out open houses and go check them out.   Your realtor will be a great help in finding you dream home.  They will also be able to go over all the paper work needed with you.

Step 6: Make an Offer

Once that home is found you are going to have to make an offer.  This is usually when you will go through all the paper work that your realtor can go over with you.  Ask him/her any question that you may have about the process so your feel confident with your decision.  Also make sure they do a market analysis on the property.  This will help you determine what you want to offer on your property.

Also always make sure you have an inspection contingency in so that you can have someone inspect the property and make sure there is nothing wrong with the property.  By having this if you find something wrong you can easily get out of the contract.

Step 7: Close on Your Home

Before you officially close on the property you will need to review all the closing cost and disclosures with your realtor and mortgage person.   Get insurance on your property, an appraisal, and then you are ready to close.   Most realtors have done this hundreds of times so they can easily guide you through the process.

Step 8: Move in and Enjoy

Once you have closed you can move into your new amazing home and enjoy life.

Determining property value in Billings Montana can be a pain for new investors.  How the Heck do you come up with you asking price?  I have found a simple method for determining property values and what I will pay for the property.   With a little practice determining property value in Billings Montana Can be very simple or in any place.

Choosing the Right Realtor Can Save Your Thousands.

by Christopher Seder

Do you realize how life changing your choice to sell your home is? You are embarking on an amazing journey that could impact the rest of your life.  So why would you want to pick a random Billings Mt Realtor?  I know you’re like me and want to only work with the best realtor Billings MT has to offer.  Choosing the right realtor can make for a smooth ride. The wrong realtor can leave you with months of stressful days and restless nights.

So the question you are asking right now is how do I choose a good realtor?  The first way to find a good realtor is to ask your friends, neighbors and business associates who they would recommend. Even post a comment on facebook if you have a facebook.  Everyone loves to give their opinion.  When you ask these people for recommendation bug the heck out of them with questions. Ask them why they liked the realtor, what services he provided, and what their experience working with him/her was like.    This is a great way to start forming a list of realtors, but you’re not done quite yet.

The next step is to do a little research on the list of Billings MT Realtors that you have made up.  Take the list and Google them.  Find out who they are, who they work for, what kind of marketing they do, their internet presence, and pretty much stalk them on the internet.  It’s also important to find a realtor who has an online presence.  86% of home buyers start their search online.

Here is a great tip and but can be a challenge.  Find out which realtor’s in Billings Montana is closing the most transactions.  The reason for this is you will know which realtors are the hustlers.  The top five or ten realtors you know have figured out the game and know how to sell a house.  They are making it happen and they are the people you want to be working with.

Ok so you have your list, you have done your research and found out who looks like good realtors and so on.  Now you’re going to want to narrow your list down to about 3 realtors.  It’s up to you how you do this. I just recommend going with who you think looks like the very best.

Once you have your list narrowed down call all three of them and set up an appointment to meet them at your home.  The reason to meet them at your home is so they can take a good look at is and give you their opinion.  Also have them do a CMA (comparative market analysis) on your house.  This is just what similar houses are selling for in your area and will give you a good feel for what your house is worth.

When you interview them really take note of their personality and how you feel about them.  Also have a long list of questions to ask them.  Here are some example questions to ask.

• How do you plan to get my house sold?
• What is your Marketing Plan for My House or Houses you have sold?
• How many years have you been a licensed realtor in this state?
• Are you full Time?
• How to you market online?
• How many transactions did you do last year?
• How many Listing do you have?
• What other services do you provide? Home staging?
• Do you belong to the MLS? (very important)

There are just a few examples to ask them.  After you have interview them do not make a decision right away.  I know a lot of realtors who will want you to sign the listing papers right away but take a few days and evaluate them.  Go through the pros and cons of each.

In the end it all comes down to choosing the one you feel will do the best job.  Always go with your gut feeling.  After you have made your choice trust your decision and you will be fine.

Choosing a pour realtor in Billings Mt can turn an already stressful experience into a high speed car wreck.  But if you have done your home work you will choose the right realtor and he/she will make your life more amazing than it already is.  Start your Home Selling Journey today.

p.s if you would like my billings mt recommendations let me know CLICK HERE

How to do you get a cash offer for your house today?  Have a buyer already lined up the minute you decide to sell your Billings Montana Home? Zero Billings MT realtor commissions, no fixing your property and no sleepless nights.  In your home selling tip number five I am going to blow your mind with how you can get your Billings Montana Home Sold Today.

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Educate Yourself or Your Business Will Die.   Education is going to be the foundation of your real estate business. I be a good investor you need to get busy but also know what the heck you are doing.   I spend an hour a day educating myself in real estate and business.  If your real estate investing business is not successful this may be a reason why.

GET Preston Ely’s FLIP YOUR WAY TO FINANCIAL FREEDOM

Wouldn’t is be beneficial to know how to sell your home faster?  There are several mistakes that sellers make when trying to sell a home.  What are these mistakes and how do we avoid them.   Well there are several mistakes pricing,  marketing, having your realtor do all the work, showing the property and several more.

If really want to get your home sold, make sure you know the basics and put in a little work before you sell the house.   If you want top dollar for your house then get off your Butt and do something.    Watch this amazing home selling video and learn how to get your home sold faster.

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How are you marketing your Home? What would an Insane Person Do?

By Christopher Seder

What do buyers need when they plan to buy a home? In fact, there are so many aspects one needs to consider. Have you ever bought a house?  How many houses did you look at?  Probably looked at several Houses.  What did every one of them have in common?  The sellers did the same old boring stuff.  I know they all do the same boring stuff.  I attended 20 open house this last month.  Everyone looked exactly the same.  I got to thinking what would an insane person do different?   Does it not make sense to set yourself apart from the rest of your competition? Think about it.  If every single home looks to same, how is your buyer going to remember you?

Let’s talk about a few things that go into the home selling process.  But let’s think about what an insane person might do instead.  This is going to be fun; you get to put on your creative hat.

Normal Vs. Insane

First, you should be an informative seller and let people know you have a house for sale.  You could put the “Home for Sale” in your front yard. Don’t forget to put your phone number on it, so a buyer can get contact you.   How Boring is that though?  Let’s spice it up and say to ourselves what would an insane person do?  How about erecting a Billboard in your front yard? That’s a little crazier.  How about getting a huge Balloon and attaching it to your sign or house.  Make the Balloon Stick out so you can see it from miles away.  I like that.   And have your phone number in letters you can read 5 Blocks away.    Yes we have a winner.

Second, you should Price your house reasonably, valued by the physical price of your home, environment and location. It’s pretty tough to come up with something insane for the price of your house, because you want to sell it Right? So it should be marketing around the same price of similar homes in your area are selling for.

So what can we think of to make the price a little insane?   Think of anything?  I got it, how about we list the property around triple what its worth?  Then in 1-3 weeks we drop the property back to reality.  Buyer will go crazy thinking wow they just dropped his price by how many hundreds of thousands?    It could work and it is totally insane.

Third, correlated on physical condition of your home, your home curb appeal is the most important thing. You can do some works to improve appealing of your home exterior. Just to make it beautiful, tidy, and fresh.

Alright, home buyers want your home to be in nice shape.  That’s a given. To get top dollar you will want your home in tip top shape too.  But what can we do to make it a little more insane?  Can we add something that may benefit the house?  We could do that.  But what would be insane and memorable?  I know let’s build some kind of volcano in the back yard.  You think anyone will forget that?  I do not think so.  And yes it has to be functional.  Imagine the look on a buyers face when they check out the back yard and see a functional volcano spewing lava.  That’s just insane.

Fourth, get your buyer in the right mood by creating a cozy environment in your home. What do I mean by “cozy environment”?  Very important is fresh air, clean environment, fresh odor, and make the buyer feel all warm and cuddly inside.

That’s what 99% of home sellers do.  Let’s be different and insane.  Do you have any ideas?

Why not decorate the place a little different.   Now this may be a little over the top, I am going to warn you only try this if you are truly Insane.  Why not make your house like a tropical paradise inside.  I am in a tropical mood right now.  Get palm trees all over the house, get decorations all over the house.   Why not just try it, what do you have to lose?  Oh your buyer.  There are hundreds of them out there.

Fifth, good presentation of your home selling can add great value to attract a buyer. Know your entire home and its contents, and present it to your buyer. Tell them how sweet your home is, how much you love it, your experience in your home, the great moments you have passed by etc. Just be a familiar and friendly seller that can give much impression to your buyer.

I agree what that who statement, somewhat.  Now let’s ad our little twist.  When buyers come over let’s give them a lay.  No not that kind of lay, sicko.  I mean a lay like you would get when going to Hawaii.  Let’s give the buyers an experience they will never forget.  Dress up in Hawaiian Shirts, play one of those letter guitars, what are they called?  Make your buyers feel like they are on vacation.   That is great, they will never forget you.

It felt really good to let your imagination run didn’t it?  All of these ideas are a little crazy but believe me; the buyers will be talking about you for a long time.  There is no way they can forget some of the insane stuff you did.   Now take what I said use my ideas, or come up with some of your own.  Try them out; you could have lots more fun selling your home.

[youtube]http://www.youtube.com/watch?v=lzFPIxGxGVY[/youtube]

What is the one tip that is going to make you a Millionare Faster than any other tip?  Nope Keep Guessing.  The tip is you need to get a real estate mentor.  Why is a mentor going to be the reason why you are successful?   Every successful real estate investor that I know has had some kind of mentor.

A real estate mentor mentor can teach you, watch after you, help you avoid mistakes, and take you places you can only dream of.  Wouldn’t learning from someone who has already made it to the top be helpful?  You just might learn a trick or two.   Watch this video then go out and find your self a rock star real estate mentor.

Do you realize 87% of sellers look for the solution online?

By Christopher Seder

So what do you want to know about internet marketing?  There are so many things that I could talk about, Blogging, YouTube, Creating Articles, Distributing you content, Social Media, Online Classifieds, just to Name a few.

All of these are necessary for you to become a rock star internet marketer.  And all of them take time.  Not everyone has the time to do everything that needs to be done on a consistent basis.  So what can you do that will not take very much time out of your busy, day?

There is away to only spend around an hour a week and get tons of leads?  What is that?  Its putting up Classified Ads on all the free online sites.  Some weeks I spend an hour and other I spend 5 hours.  I did go a little crazy one day and posted an ad on over 50 classified sites.  Ya, it was a lot of work.   You do not need that many.   So what are the top 3 classified sites you can be posting on?

• Craigslist.org – The Big Daddy
• Backpage.com – Easy to Use
• Kijiji.com – Ebay’s free Classified site

These sites I feel are the three easiest and best.  They also rank well with search engines and sometime you can find you ad on the first page of Google.  In Montana the only site that I have found that gets a lot of traffic is Craigslist.org.  If you have not used Craigslis.org you are missing out.   You can sell things, buy anything, find a job and even find a date on there.  Check I out.

You should always be posting any properties you have for rent, for sale and ads that you are looking for properties.  I seem to get at least a few calls a week from my Looking for houses post on Craigslist.org.

Do NOT Be Like the Rest

Now that you know where to post, I am going to give you a little secret that no one else knows. Or at least no one else does.   Have you noticed that every single ad on these sites looks exactly the same?  3/2 house good neighborhood, 2 bed 1 Bath house in Billings, 3 br Affordable home and so on.

All of these ads look the same, and most will just get skipped over.  What you want to do is make your ad catch reader’s eye.  When they see the title, they will become intrigued and want to check it out.

Use headlines that you feel a little ashamed about posting.  That’s when you know you have a great headline.  Something like Take this Cheap Ass house Please, or Huge Crack House Practically Free.  Those are just examples, I am sure you can come up with something way better.

I know I would click on those titles.  Would You?  Just look at the other headlines people have and do the opposite.

Get the Book “Hypnotic Writing” by Joe Vitale.  It’s the best book I have found for writing sales letters and letters that catch the eye.

As for the content you have in your classified Just have some kind of opening that makes the readers want to read more.  Always talk to them, and let them know what is in it for them.  They could care less who you are our about you.

Also remember to include a phone number or What I prefer a link to your web page.

Post your ad’s now, and get all those leads coming in.  Take Action Now and Make it Happen.

Check out http://christopherseder.com for more articles and my e-book

[youtube]http://www.youtube.com/watch?v=eYZqLTcfw8A[/youtube]

Introducing Real Estate Selling Tip Number 3 .  All about how you can increase your houses exposure using the internet.     Looking to sell your Home?    Learn ninja tricks that sellers are currently  using to sell their houses online and get offers like crazy.

You competition is using these tricks why arn’t you?   Its ok, its not too late to start.